Peace-of-mind coverage that protects your loved ones from the burden of unexpected funeral and final expenses. No medical exam is typically required; applicants answer health questions. Coverage starts immediately.
Perfect for families looking for basic, reliable final expense coverage with guaranteed acceptance.
Comprehensive protection for families who want full funeral expense coverage plus additional peace of mind.
Maximum protection for those who want to leave a meaningful legacy and cover all final expenses without burden.
*Actual premiums vary based on age, coverage amount, and state. All plans backed by Lincoln Heritage Insurance Company. Rates are guaranteed level for life.
Fill out the form or call us directly. Martin or a team member will reach out within 24 hours.
We explain your options, answer every question, and help you choose the right coverage for your family — no pressure, ever.
No medical exam. No health questions. Just basic information. Some applications may receive a decision quickly, depending on eligibility and carrier review.
Coverage starts immediately. Your family is protected. Premiums never increase. Benefits never decrease.
No. Golden Memorial final expense plans require no medical exam and no health questions. Coverage options may be available for eligible applicants, subject to state availability, eligibility, and carrier approval.
No. Your premium is guaranteed level for life. It will never increase, regardless of age or health changes.
Your beneficiary can use the benefit for any final expenses — funeral costs, burial or cremation, outstanding medical bills, or any other need. There are no restrictions.
For most plans, full coverage begins immediately upon approval and first premium payment. Some plans have a brief graded period for certain ages — we'll explain exactly how yours works.
Yes. You can be the owner and payor of a policy with your parent, spouse, or other family member as the insured. We'll help you set it up correctly.